One of crypto’s oldest fintech plays is back in the spotlight. A regulated U.S. blockchain bank approval.. And a stablecoin that could rewrite the remittance market. Here’s the full $TEL story. 🧵👇
1/ What Telcoin Actually Is? Telcoin blends telecom rails with DeFi, turning mobile carriers into validators and letting users send money using phone numbers, not wallet addresses. 171 countries. Phone-native onboarding. Regulated blockchain banking. The goal: make money work like SMS.
2/ Founded in 2017 by Paul Neuner & Claude Eguienta Telecom + cybersecurity + consumer apps. They saw a gap: > High fees. > Slow transfers. > Billions unbanked. Their thesis: Telecoms already reach everyone so make them the backbone of a global blockchain network.
3/ Telcoin’s mission is simple: Build the Internet of Money. A regulated, mobile-first financial stack for 5.4B phone users. Instant, low-fee transfers using Digital Cash stablecoins. From remittances → to merchant payments → to full blockchain banking.
5/Telcoin Wallet (V4) Launched Feb 2025 and it’s a sleeper hit. • 100+ assets • 40+ e-wallet remittance corridors • Multi-sig • Stablecoin swaps • Digital Cash architecture • Beautiful new UI The foundation for what comes next.
6/ Digital Cash Stablecoins (eUSD, eAUD, eGBP) This is Telcoin’s biggest unlock: 1:1 bank-issued fiat tokens for on-chain payments. No volatility. No shady issuers. Fully compliant under U.S. regulations. Telcoin wants eUSD to become the default remittance currency.
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